The+clause+of+policy+which+donated+to+third parties,+with+effect+binding+per+parts,+the assessment+and+the+quantification+of the+damage+configure+a+c.d.+skill+contractual+and+not+a+arbitration+irreplace,+the+parts+parts+a+third,+chosen+for+ A+Their+detail+competence+technique,+not+already+the+resolution+of+one+dispute+legal,+but+the+formulation+of+a+appreciation+technician+that+in advance+they commit+ad+accepted+like+direct+expression+of the++determination+volvitative.